Diamond Quest Enterprises is focused on providing much-needed funding solutions to businesses of all shapes and sizes. Some of these funding alternatives are great and fast ways for generating much needed cash for other projects now, rather than potentially losing the opportunity.

Capital is the grease that keeps the wheels turning in your business. Whether you need capital for startup costs, short-term operating costs, or long-term strategic development, the day-to-day success of an enterprise often hinges on its ability to attract or generate capital. Together with our private funding sources (NOT banks), we are able to provide funding solutions as shown below:

Business-Based Internal Funding Options Business-based transactions typically center around payments owed to a business by another business or in some cases a government entity. We are a Certified Cash Flow Specialist (CCFS) and have been special trained by some of our funding sources in evaluating your company and recognizing the best funding solution for your situation. These are NOT loans, but creative methods for either creating cash from existing revenue streams you have currently or may have in the future or possibly bringing in additional company owners as investors.
	Accounts Receivable - Accounts receivable refers to all invoices that have been sent to a business' customers but have not yet been paid. Typically, accounts receivable consist of one or more invoices. Rather than waiting 30, 60 or even 90 days for your payment, we can help you get cash for these invoices in 24-48 hours in most cases. Take the Factoring Test to see if factoring can help your business or think about More Reasons to Consider Factoring for your business. For additional information on our factoring services, we have created a separate website at InvoiceFunding.com to handle all purchasing your accounts receivable.
	Letters of Credit - A letter of credit is used for business transactions in which a business needs to have the payment of its invoices guaranteed by a third party (a company other than the buyer of the merchandise). When this happens, the purchaser of the goods obtains a letter of credit. LOC's are sometimes used in domestic transactions, but more frequently are used in international trade. We have funding soures who can act as originators of an LOC or purchase an existing one.
	Purchase Orders and Contracts - A purchase order is a formal agreement that a product is going to be bought at a specific price. A contract is similar to a purchase order, except that the contract document is used to order a service rather than a product. Many times a small company cannot accept a purchase order becasue they lack the funds to get the materials or products to resell. With P.O. Funding, DQE can help you secure the funding, get the contract and make money.
	Commerical Debt Management - Would a reduction of 50% to 89% and/or a payout period of 12 to 60 months on your problem Accounts Payable help your business today? Would it be a benefit to you to no longer have to deal with Creditor calls which are at minimum interfering in the smooth operation of your business and at most harassing to the point of not even wanting to pick up the telephone? Would it be advantageous to your business if we could buy you some time, as well as reduce and properly manage your debts in a professional manner to where your payment(s) would be within an affordable monthly budget you create? If we could do all of the above and save you anywhere from 20 to 40 cents on the dollar of your problem Accounts Payable - and that includes our fee, which is derived from a percentage of the monies we save you and there are NO UP-FRONT FEES - would you be interested? If the answer is "YES" to any (or all) of the above, it is time to put DQE to work for you.
Business-Based External Funding Options We are pleased to have many funding sources who have an interest in investing in startup or existing businesses. In many cases, they are looking for some type of active participation and have much experience and knowledge in addition to capital to contribute to your business. The most important element in attracting capital -- one that may keep you from a future cash shortage crisis - is adequate planning of capital needs through a complete capital business plan. Preparing a realistic projection of the necessary funding will not only force you to consider the wide variety of costs associated with your plans, but also help convince a lender or investor that you understand your business and the relevant market realities.
	Startup Equity Funding - We have direct access to several hundred "angels" and other investment groups who are looking for unique opportunites with small startup and early stage companies. They have very strict guidelines for who they will consider and we act as a reviewer/filter for them. In ALL cases, they require a full business plan and a management structure in place that is ready to go. If your business does not have BOTH of these - we can NOT submit you to our funding sources until you do. Before sending us a full business plan, please fax us (NOT email) a 2-3 page executive summary of your company and funding requirements for our review. We will review it and determine what we can do to help you and get back wtih you ASAP.
	Other Equity Funding - We have direct access to several individuals and investment groups who are looking for unique opportunites with existing companies. These can be companies trying get to the next level or even turnaround situations. Our funding sources have very strict documentation requirements. In all cases, you must first provide a business plan and full financials at a minumum before we can evaluate your company for funding. Before sending us a full business plan, please fax us (NOT email) a 2-3 page executive summary of your company and funding requirements for our review.
	Commercial Debt Funding - We have direct access to several traditional and some very "non-traditional" lenders who can help finance a business expansion, aquisition, restructuring or just about ANYTHING. There are too many possibilities to list here. Some can only be secure by real estate, some can be had totally unsecured. If you are in need of business financing and your bank has said "no", please let us give it a try.
Other Funding Services We can provide funding on other streams of income as well, such as those that are collateral-based, consumer-based, government-based or insurance-based.
	Automobile Notes - We have several funding sources who purchase automobile notes in bulk (NOT individual notes) - minimum $200,000 porfolios. Our funding sources are ONLY interested in purchasing large portfolios of notes originated through auto dealers (new or used) that meet their underwriting criteria. For additional information on our auto note portfolio buying services, we have created a separate website at DealerPaper.com to handle purchasing your auto note portfolios.
	Business Notes - A business note is created when a business owner sells a business using owner financing and is similar to a private mortgage note. The difference is that a business note is secured by a business rather than by real estate. These business notes can be resold in the secondary market and we have funding sources who have interests in business notes of all sizes. For additional information on our note buying services, we have created a separate website at NoteAgent.com to handle purchasing your business notes.
	Lottery Winnings - In many cases, state lottery winners are paid annually over many years. Diamond Quest has several funding sources who can purchase this income stream and provide a lumpsum payout to the winner. For additional information on selling your lottery winnings for a lump sum, we have created a separate website at NoteAgent.com to handle all purchasing your lottery winning revenue streams.
	Private Mortgage Notes - A private mortgage note is created when a real estate owner (private or commercial) sells a piece of property using owner financing. Owner financing means the property seller, rather than a bank or lending institution, finances the sale of the real estate. The owner accepts a down payment from the buyer and a mortgage promissary note for the rest. This newly create private morgage note can then be sold to our funding sources in the secondary market. For additional information on our note buying services, we have created a separate website at NoteAgent.com to handle purchasing your real estate notes.
	Structured Settlements & Class Action Awards - A structured settlement is a method of paying damages to a plaintiff (injured party) over a period of time when a lawsuit is settled. Structured settlements usually result from personal injury cases that involve product liability, motor vehicle collisions, wrongful death or medical malpractice. The damages are usually funded inthe form of an annutiy contract issued by an insurance company and can be purchased by a lump sum payment from one of our funding sources. For additional information on selling your structured settlement or annuity, we have created a separate website at NoteAgent.com to handle purchasing your settlement claims and annuities.

Regardless of your funding needs, through our direct association with dozens of private funding sources, Diamond Quest can provide you a fast and reasonable funding solution that you will be pleased with. If you have an income stream or financial need of any type and would like us to consider it - even if it is not listed above, let us know and we will see what we can do. Please feel free to Contact Us with your requirements and we will be happy to let you know ASAP what we can do.